Institutional-Grade Co-lending

Scale Co-lending with Embedded MSME Distribution

Automate lending with our in-house LOS/LMS: faster decisions, seamless credit access for MSMEs. Unlock a new market segment and Grow your AUM via embedded distribution.

Our Advantage

Why Partner with Us?

Discover the advantages that help lenders scale MSME credit with confidence.

Increase Your Reach

Expand Market Presence

Access untapped urban and semi-urban MSME segments. Onboard “New to Credit” and “Thin File” customers using our proprietary credit scoring engine.

Untapped MSME segmentsNew to Credit onboardingProprietary credit score

Optimized IRR

Higher Returns

Build your loan book at an assured, optimal IRR with higher weighted returns through our risk-aligned models.

Optimal IRR modelHigher returnsRisk-aligned

Mobile-First Platform

Digital Experience

Mobile-first, fully digital lending and distribution platform built for modern MSMEs.

End-to-end digitizationSeamless UXHigh conversion

In-house LOS & LMS

Proprietary Technology

Custom-built Loan Origination and Management System with automated workflows and scalable infrastructure.

Fully automatedScalable infrastructureReal-time processing

RBI Compliant

Regulatory Alignment

Built with RBI-aligned compliance architecture and on-demand portfolio monitoring.

RBI guidelinesAudit readyCompliance monitoring

Flexible Integration

White-label, SDK, API

Seamlessly integrate with your existing systems using flexible integration options.

White-labelSDKREST API

How Works?

How It Works?

You define the lending criteria, our platform powers the journey. From embedded MSME onboarding to disbursal and ongoing loan management, we deliver a seamless, fully digital experience that’s secure, efficient, and aligned with RBI’s digital lending guidelines.

Partnership Ecosystem

Our Lending Partners

UGRO Capital Limited

UGRO Capital Limited

Institutional Details

Contact

Mr. Satyabrata Mohapatra

Website

ugrocapital.com

Email

grievance@ugrocapital.com

HQ

UGRO Capital Limited, B-17, 4th Floor, Art Guild House, Behind Phoenix Market City Mall, Lal Bahadur Shastri Marg, Kurla (West), Mumbai – 400070

Telephone

022-68269135

MAS Financial Services Limited

MAS Financial Services Limited

Institutional Details

Contact

Mr. Bharat Mori

Website

mas.co.in

Email

mfsl@mas.co.in

HQ

4th Floor, Narayan Chambers, B/h Patang Hotel, Ashram Road, Ahmedabad-380 009

Telephone

079-41106500

Profectus Capital Private Limited

Profectus Capital Private Limited

Institutional Details

Contact

Mr. Vivek Jain

Website

mas.co.in

Email

vivek.jain@profectuscapital.com

HQ

Unit No. 3B - 40, 3rd Floor, Phoenix Paragon Plaza, Lal Bahadur Shastri Marg, Kurla (West), Mumbai, 400070

Telephone

9321488915

Small Industries Development Bank Of India

Small Industries Development Bank Of India

Institutional Details

Website

www.sidbi.in

Email

div@sidbi.in

HQ

Plot No. C-11,'G' Block,, Swavalamban Bhavan, Bandra- Kurla Complex, Bandra East, Mumbai, Maharashtra – 400051

Telephone

022-67531100 | 022-67536753

Your Vision.
Our Infrastructure.

Embed modular credit via seamless APIs. Unlock a new market segment, grow your AUM.