RBI Digital Lending
Directions 2025
RBI Compliant. Built for What's Next.
Up to date with RBI's Digital Lending Directions 2025, we deliver embedded lending that's both compliant and effortless to scale.
RBI Compliant
Aligned with Digital Lending Directions 2025
Transparent Disclosures
Full loan offer visibility for every borrower
Multi-Lender Ready
Built for RE-LSP arrangements at scale
The following provisions under the 2025 directions are especially relevant for digital lending partnerships. MyShubhLife's platform is designed to help Regulated Entities (REs) and Lending Service Providers (LSPs) meet these requirements seamlessly.
Due Diligence Requirements with Respect to LSPs
In effectRE shall conduct enhanced due diligence before they enter into an agreement with a LSP for digital lending.
RE shall continue to conform to the extant guidelines on outsourcing.
RE-LSP Arrangements Involving Multiple Lenders
Applicable from November 2025In cases where a LSP has agreements with multiple REs for digital lending, each RE shall ensure the following:
LSP shall provide a digital view of all the loan offers matching the borrower's request on the DLA which meets the requirement of the borrower.
The name of the unmatched lenders shall also be disclosed in the digital view.
The digital view of loan offers from matching lenders shall include:
The name(s) of the RE(s) extending the loan offer
Amount and tenor of loan
Annual Percentage Rate (APR)
Monthly repayment obligation
Penal charges (if applicable)
Want to know more about our compliance framework?
Reach out to our team to understand how MyShubhLife helps you stay ahead of regulatory requirements.